Cosmetic plastic surgery is usually performed to enhance a person’s appearance by reshaping the normal structures of the body. Cosmetic surgery can help an individual look and feel better about themself by improving the appearance of specific areas of the body. Since cosmetic procedures are elective, they are generally not covered by health insurance.
Reconstructive plastic surgery is for individuals who require surgery due to congenital defects, developmental abnormalities, trauma, infection, tumors or disease. Reconstructive surgery is performed with the intention to improve a person’s function, but may also help to achieve a more normal appearance. Most insurance policies will cover reconstructive procedures; however, it is the patient’s responsibility to know what their insurance will and will not cover.